Working together, the Association County Commissioners of Georgia (ACCG) and the Georgia Municipal Association (GMA) engaged insurance industry experts to create an insurance product to help local governments comply with requirements of HB 451. Chapter 85 of Title 36 of the Official Code of Georgia Annotated allows the ACCG - Interlocal Risk Management Agency (ACCG-IRMA), administered by ACCG, to provide coverage to counties and the Georgia Interlocal Risk Management Agency (GIRMA), administered by GMA, to provide coverage to cities. ACCG-IRMA and GIRMA have established new group self-insurance funds to provide counties and cities the required coverage. Jointly, these programs are known as the Georgia First Responder PTSD Program.
The program is fully insured, affordable, and satisfies all obligations of HB 451 (2024), The Ashley Wilson Act. See the Flyer for more information about the Georgia First Responder PTSD Program that is backed by MetLife (A.M. Best rating of A+ (Superior)).